where are you, financially?

You are likely to be in one of the following 4 financial situations:-

1. Low income, Expenses out of control ("spendthrift")
= If this is you, Crises ahead, fasten your seat belts!!

2. Low income, Expenses under control (largely limited to necessary ones)
= If this is you, better times are coming!!

3. Good income, Expenses out of control ("spendthrift")
= If this is you, you are on a risky, thrilling, stressful "yo-yo" ride! Need luck to stay lucky!!

4. Good income, Expenses under control (largely limited to necessary ones)
= Prosperity, Peace, Happiness gallore!!!